Terms and Conditions

Welcome to the Investore – the first-ever investment marketplace in the Philippines. Kindly read these terms and conditions carefully.  The following govern the use and access of the Investore and the services it provides. By accessing the platform and/or using its services, you agree to be bound by these terms and conditions. If you do not agree to these terms and conditions, do not access the Platform or any of its offered services.

Access and use of password-protected accounts registered in the Platform are restricted to Customers with accounts only, and must be the sole owner of the said account. You may not attempt to obtain this information through any means for your specific use.

You must be 18 years old and above to agree to these terms and conditions. Your acceptance to these terms and conditions mean you agree to take responsibility for the following: (i) your activities and/or transactions within the Investore Platform; (ii) any charges associated with the use of any services offered in the platform; and (iii) your acceptance and compliance with these terms of use.

1. General Use of Services and/or access of Investore
   1. You agree to comply to any and all the guidelines, operating rules and policies, notices, and instructions pertaining to the use of the platform and its services;
   2. You agree and undertake NOT to:
      1. Impersonate any person or entity or to falsely state your affiliation with any person or entity;
      2. Attempt to gain unauthorized access or otherwise interfere other computer systems or networks connected to the platform;

• Interfere with another user’s utilization of the Investore platform.

1. Use the Investore platform and its services other than in compliance with the acceptable use policies of any applicable Internet Standards and any other applicable laws;

1. The Global Filipino Investors, TGFI Inc., without prior notice, may modify, upgrade, suspend or discontinue the provision of or remove any Services and shall not be liable if any such actions prevent you from accessing the Platform or any of its services;
2. The Global Filipino Investors, TGFI Inc. has the right and obligation to:
   1. Monitor and screen all of your account activities. We may investigate any violation of the terms and conditions contained herein and may take any appropriate action;
   2. Restrict access of any customer to the platform and/or its services;

• Request information from you in compliance to any applicable law, statute or regulation to the appropriate authorities;

1. Your use of the platform and its services is also subject to the Privacy Policy;

2. Use of Services
   1. Use of the Services is limited to authorize Investore Users that are of legal age and have the legal capacity to enter contracts under any applicable law. Authorized Investment Merchants must also comply with the Data Privacy Policy provided that all submitted information by the users is solely for business purposes only. Customers/Authorized Investment Merchants who have breached or are in breach of the terms and conditions contained herein may not use all of the services offered in the Investore;
   2. You agree:
      1. To access and/or use the services only for lawful and investment purposes in a lawful manner at all times;
      2. To ensure that all data you submitted on the platform in connection with all your activities is accurate and agree to take sole responsibility for such data;

• While The Global Filipino Investors, TGFI Inc. endeavours to provide an accurate description of the products posted by its authorized investment merchants, The Global Filipino Investors, TGFI Inc. is not responsible with any of the sudden changes made by the authorized investment merchants outside the platform;

1. All product listings may change without any given reason or prior notice;
2. You acknowledge that other than The Global Filipino Investors, TGFI Inc. other authorized investment merchants also list and sell their products and services on the platform. For the avoidance of doubt, each agreement entered into by the customer and the authorized investment merchants shall be an agreement directly and only between the authorized investment merchants and customer;

3. Investore Members and Users
   1. All services made available on the platform require creation of an account with us and for you to provide your personal data. If you decide to create an account with us, a Username and Password is provided by you and confirmed by us provided that the username submitted is unique in its form (must not be in use of other users). We may at any time request that you update your personal data or invalidate your username and/or password without giving any reason or prior notice. You hereby agree to change your password from time to time to keep your account safe and must keep your username and password with utmost diligence and confidentiality. You must immediately notify TGFI if you have reason for suspecting that the confidentiality of your account is compromised, if there has been unauthorized use of your account, or if your personal data requires updating;
   2. You agree and acknowledge that all services accessible through the platform requires the use of your account and are deemed to be, as the case may be, access to the relevant Platform and/or use of the services within the platform;

4. Intellectual Property
   1. We reserve the right to enforce the Intellectual Property to the fullest extent of the law in and to the Platform and the materials owned, licensed to and controlled by us and our authorized investment merchants;
   2. No part or parts of the platform may be reproduced, altered, republished, engineered, decompiled, mirrored, framed or disassembled in any manner by any means;

5. Our limitation of responsibility and liability
   1. All data and/or information contained in the Platform are provided for informational purposes only;
   2. Any transactions made with our authorized investment merchants are directly and discreetly between the authorized investment merchants and the customer only;
   3. We do not warrant the accuracy, timeliness, adequacy or completeness of all data and/or information posted by our authorized investment merchants;
   4. We do not warrant the security of any information transmitted to you or by you through the Investore Platform when you transact with our authorized investment merchants;
   5. The Global Filipino Investors, TGFI Inc. shall not be liable to you for any losses or howsoever arising from:
      1. Transactions that are solely between the member and authorized investment merchants;
      2. System, server or connection error, failure, interruption, transmission delays and computer virus or other malwares;

• Any access to other websites linked to the platform, even if we our informed of, the possibility of the same;

1. Any risk of misunderstanding between the member and the authorized investment merchants resulting from the use of the Investore platform is entirely at your own risk and we shall not be liable for it.

6. Hyperlinks
   1. We may include hyperlinks to the websites of our authorized partner merchants. Such linked websites and its contents are not under are control and we are not liable for any omissions, delays, errors, defamation or any of the same nature.

7. Termination
   1. In our absolute discretion, upon giving you notice, we may terminate your use of the Investore Platform and the services included in it and/or disable your account. Reasons for account termination may include a breach of any of these Terms and Conditions or if in our opinion or of any regulatory authority, it is not suitable to continue providing the services relation to the Platform.